The following table details the Group's remaining contractual maturity for its financial liabilities. The table has been drawn up based on the undiscounted cash flows of financial liabilities based on the earliest date on which the Group can be required to pay. The table includes both interest and principal cash flows.

	Less than 1 year 2018 £m	1-2 years 2018 £m	2-5 years 2018 £m	5+ years 2018 £m	Total 2018 £m
Non-interest bearing	83.7	2.9	3.6	5.3	95.5
Bank loans and overdrafts	2.3	–	–	–	2.3
Derivative financial instruments	0.9	–	–	–	0.9
	86.9	2.9	3.6	5.3	98.7

	Less than 1 year 2017 £m	1-2 years 2017 £m	2-5 years 2017 £m	5+ years 2017 £m	Total 2017 £m
Non-interest bearing	85.5	3.8	3.3	5.0	97.6
Bank loans and overdrafts	1.4	–	–	–	1.4
Derivative financial instruments	3.0	–	–	–	3.0
	89.9	3.8	3.3	5.0	102.0

We have reclassified certain prior-year amounts to conform to the current-year's presentation.

Of the £2.3m (2017: £1.4m) bank loans and overdrafts outflows disclosed above, £nil (2017: £nil) of bank loans are drawn under the committed facility maturing on 3 April 2022. The overdrafts are on demand and some are part of pooling arrangements, which include offsetting cash balances. Of the £0.9m (2017: £3.0m) derivative financial instruments outflows disclosed above, £0.9m (2017: £3.0m) are matched by derivative cash inflows, therefore the net impact on the balance sheet is £nil (2017: £nil).